Important Disclaimers
Past performance does not guarantee future results.
All financial decisions involve risk. Market values can fluctuate and you may receive back less than originally invested.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information contained herein.
Individual circumstances vary significantly, and what may be suitable for one person may not be appropriate for another. All financial decisions should be made after careful consideration of your personal situation, risk tolerance, and financial objectives.
Limitation of Liability
To the fullest extent permitted by Australian law, verionavique Financial Planning Services and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website, including but not limited to:
- Financial losses resulting from decisions made based on information provided through our services
- Technical issues, website downtime, or interruptions to our subscription service
- Errors or omissions in the information provided during consultations or through our platform
- Third-party actions, market volatility, or economic changes beyond our reasonable control
Information Accuracy
While we make every reasonable effort to ensure the accuracy and timeliness of information provided through our subscription service, financial markets and regulations change rapidly. Information provided during consultations reflects conditions at the time of discussion and may become outdated.
You should always verify information independently and consider seeking additional professional advice before making significant financial decisions.
Professional Advice Limitations
Our subscription service provides general guidance and consultation on financial planning topics. This service does not constitute formal financial product advice as defined under Australian financial services legislation.
For specific recommendations regarding financial products or detailed planning strategies, you may need to engage additional licensed professionals who can provide tailored advice based on your complete financial situation.
- Our consultations focus on general planning principles and analytical discussions
- We do not provide specific buy/sell recommendations for individual financial products
- Tax implications should be discussed with qualified tax professionals
External Links and Resources
Our website and consultation materials may reference external websites, resources, or third-party services for additional information. These links are provided for convenience only and do not constitute endorsement of the external content.
We are not responsible for the accuracy, content, or availability of external websites or services, and you access them at your own risk.
Results and Outcomes
Financial planning is a personal process that depends on numerous factors including individual circumstances, market conditions, economic changes, and personal discipline in implementing strategies. While our subscription service aims to provide valuable guidance and insights, we cannot guarantee specific outcomes or results.
Individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies.
Jurisdiction and Compliance
This disclaimer is governed by the laws of Australia, and any disputes will be subject to the exclusive jurisdiction of Australian courts.
Our services are primarily designed for Australian residents and comply with Australian financial services regulations. If you are located outside Australia, you should consider whether our services are suitable for your jurisdiction and seek local professional advice where appropriate.
- Services are provided in accordance with Australian Consumer Law and applicable financial services regulations
- Content and advice may not be suitable for residents of other countries with different regulatory environments
- International subscribers should verify compliance with their local laws and regulations
Financial regulations, tax laws, and consumer protections vary by jurisdiction. Always consult local professionals for region-specific advice.
User Indemnification
By using our subscription service, you agree to indemnify and hold harmless verionavique Financial Planning Services, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or any decisions made based on information provided through our consultations.
Changes to Disclaimer
We reserve the right to modify this disclaimer at any time to reflect changes in our services, legal requirements, or business practices. Updated versions will be posted on our website with revised effective dates. Continued use of our services after changes constitutes acceptance of the modified disclaimer.
Questions About This Disclaimer
If you have questions about this disclaimer or need clarification about any of these terms, please contact us using the information provided below. We are committed to transparency and will address your concerns promptly.
This disclaimer was last updated on September 19, 2025: This disclaimer was last updated on September 19, 2025:
This disclaimer was last updated on September 19, 2025: This disclaimer was last updated on September 19, 2025
This disclaimer was last updated on September 19, 2025